Vehicle Loans​

Hit the road in your new or used vehicle anywhere in Australia with a loan through Forward Finance.

Get your Car Loan
noteboard

Apply online

Complete our simple application in just ten minutes.

bolt

Secured vehicle loans

Borrow between $5,000 and $45,000 with your car as collateral.

kangaroo

Don’t want a passenger car?

We offer vehicle finance solutions for utes, motorbikes and more.

hand shake

Loans tailored to you

We make sure your repayments are manageable and suit your budget.

Easy to apply

Follow these simple steps to get your vehicle finance deal submitted and approved with us.

1

Start your application online

First and foremost, start the process by completing your application online with us. This tells us more about you, your financial situation and the vehicle you’re after. This is a fast and user-friendly form to fill out and can be completed within just ten minutes.

2

Submit your documents

In addition to filling out the form, we may also need additional documents to verify aspects of your profile, such as your income and employment. This can also be done quickly and easily online, with no need to sift through and send physical documentation.

3

Receive formal approval

After you’ve submitted all the required documentation, we’ll assess your application. If everything passes our requirements, we’ll be in touch to offer formal finance approval and send through a loan agreement for you to sign and return to us.

4

Finalise your vehicle and settle

Once approved, you’ll be able to finalise the purchase of your vehicle with your dealer or private seller. We’ll organise settlement with the vendor and pay them directly, so all that’s left for you to do is drive away in your new or used vehicle

Unlocking Forward Finance’s vehicle loan benefits

We take the time to understand your circumstances and work to give you another shot.

No minimum credit score

We know that bad stuff can happen in people’s lives which affects their credit score, so we put more focus on your current financial position than what happened in the past.

No hidden fees

There’s no need to worry about loan costs being hidden from you, as all the fees included in our vehicle finance product are clearly outlined for you in your documentation.

Pay off your loan faster

We offer our customers the freedom to repay their loans ahead of schedule, which can allow you to clear your debts earlier and free up your budget for other areas of your life.

Get started now

Common questions answered

Yes – at Forward Finance, we look beyond your credit score and assess your profile on its merits, such as where your finances sit today. Don’t let your credit situation stop you from applying with us.

Yes – you don’t have to wait until your arrangement is over to apply. We can work with you to see if we can offer a suitable vehicle loan product even if you’re still under a Part IX debt agreement.

Yes – if you’ve defaulted on a loan or anything else and need a second chance at car finance, we may still be able to offer a product to you. However, whether you’re approved will ultimately depend on the nature of the defaults and other aspects of your profile.

Yes – we take applications from those who have previously taken out payday loans, so you can rest assured these won’t automatically disqualify you from approval for your vehicle finance deal.

Yes – we can approve loans for discharged bankrupts as soon as two days after you exit your agreement. However, you won’t be able to apply for finance if you’re still within your bankruptcy term.

We accept a diverse range of incomes as part of our vehicle loan eligibility criteria. This means that we may be able to work with you if you’re earning a stable, fixed income from Centrelink. This can be in addition to other streams or on its own if it satisfies our income requirements.

Contact us

Have a question or simply want to chat about your situation? Reach out to us here.
Default