Top 5 Car Buying Mistakes

Some of us want to get behind the wheel of a new car as quickly as possible. We go with what our hearts tell us and forget what our head is saying. Sometimes the car we buy is a mistake. It’s not one you can easily take care of either, considering new cars lose their […]

How a Chattel Mortgage Saves You the Most?

Chattel Mortgages are a popular choice for business owners who want to save money on car finance. Chattel Mortgages sound similar to most other car finance products, but have some significant financial advantages over consumer loans and hire purchases. Here’s how a chattel mortgage saves you the most when it comes to car finance. Interest and depreciation […]

Car Loans Tips For Discharged Bankrupts

Getting out of bankruptcy is a huge achievement, but unfortunately it is not the end of financial challenges for many people. While the Australian Financial Security Authority outlines that a discharge “means your bankruptcy has ended and you are no longer bankrupt”, your name will still appear on the public record as a discharged bankrupt. It […]

I Need a Car, But I have Bad Credit…

At times, having bad credit feels like you’re in a trap. You might need a car for your job, your business or your family. A below average credit rating keeps you from what you need. Most of us don’t have the cash on hand to buy a car outright and need a loan to finance a […]

What is a Low Doc car loan?

Getting a car loan when you’re working for yourself is a hassle. You’ll find you’re turned away by lenders for not having the proper documents to borrow the money you need. If you’re in this situation, a non-conforming loan like a Low Doc car loan may be right for you. What is a Low Doc […]

Top Tips for Buying a Car at Auction

Buying a used car can be a hassle sometimes. You have to arrange a time with the seller to see it, fill out endless paperwork and in some cases, there’s a whole lot more risk involved. But there is an alternative, and that’s buying your next car at an auction. If you buy from reputable […]

Why Was My Car Loan Application Denied?

If you’ve been looking for a car loan and been denied more often than not, it may leave you wondering why. There are many explanations why lenders decide against lending to you. Here are some of the most common reasons and what you can do to improve your chances when you apply for loans in […]

Why You Should Look Carefully at Comparison Interest Rates?

Shopping around for a great finance deal means sifting through tons and tons of numbers and terms you may have trouble with. Interest rates are straightforward, but what about terms like comparison rates? We break down comparison rates for you. We explain what these loan products offer and the reasons why you should look carefully […]

Buying a Car From a Private Seller With Bad Credit

If you have bad credit you may think buying from a private seller is all but off limits to you. You may feel lenders will restrict you to licensed dealer sales. The fact is some lenders will allow you to purchase vehicles from private sellers. As you may well be aware, bad credit car loans usually attract higher […]

Bad Credit Car Loan Interest Rates

Banks and other lenders reject people for finance due to a number of different factors. These people are often refused because they have defaulted on loans, were late in paying bills or have just run into bad luck. Others may have no credit history. What this all adds up to in the eyes of financiers […]